February 2008PDF Message from the Firm Design Issues for Automatically Enrolled Plans Limitation on Liability in Service Provider Agreements Questions on Qualified Default Investment Alternatives When a Distribution Upon Termination Must be Halted 401(k) Expense Recapture Dealing with Back-End Charges in Service Agreements Academic Studies On Participant Behavior October 2007PDF Message from the Firm 401(k) Risk Management Agreements With Service Providers: Participant Investment Advice A Tip for Plan Sponsors Participants and 401(k) Expenses Should Your Plan Roth? DOL Testimony on Revenue Sharing Shifting Responsibility June 2007PDF Message from the Firm Status of Default Investment Regulations Maintaining Confidentiality: Publicly-Traded Company Stock in 401(k) Plans Fiduciary Responsibility for 401(k) Fees and Expenses Revenue Sharing and Indirect Payments Domestic Partner Benefits DOL Penalties and Blackout Notices Litigation About 401(k) Fees Summary of Testimony of Fred Reish in the Report of the Working Group on Prudent Investment Process of the DOL Advisory Council September 2006PDF Message from the Firm The New Participant Investment Advice Law Eliminating QJSA as the Normal Form of Benefit Automatic Enrollment News Group Annuity Contracts: What You Don’t Know Can Hurt You Interesting Information March 2006PDF Message from the Firm To Roth or Not to Roth Mergers and Acquisitions Timely Deposit of 401(k) Deferrals -- Still No Safe-Harbor Redemption Fees Advantages of Voluntary Compliance Programs in Merger and Acquisition Asset Allocation and Information Overload July 2005PDF Message from the Firm Too Many Benefits: Use of Plan Assets to Benefit Employer Retirement Fund Exclusion from the Bankruptcy Estate DOL Investigative Agenda Employee Preferences for Automatic Plans Rethinking Default Accounts Automatic Rollovers: Useful Innovation or Nuisance Keeping an Eye On Plan Fees and Costs December 2004PDF Message from the Firm Monitoring 401(k) Investments: Past, Present and Future Nonqualified Deferred Compensation Arrangements DOL Issues Guidance About Locating Missing Participants Classification of Workers Form SSA and Missing Benefits What's Next for Employee Benefits? September 2004PDF Message from the Firm Participant Investing: Forewarned is Forearmed Summary Plan Descriptions and Foreign Languages Fiduciary Responsibilities Bruce Ashton Completes Term as ASPPA President February 2004PDF Message from the Firm Mutual Fund Scandals Blackouts and Fiduciary Responsibility Surrender Charges: The Problem and the Solution Mandatory Retirement Plans July 2003PDF Message from the Firm Auditing Your Plan Before the IRS or DOL Does Common Administrative Problems What Difference Does It Make If I Hire a Former "Leased" Employee? Classification of Employees Complying with HIPAA When It Conflicts with Your Company's Culture Keep It Simple-Elimination of Joint and Survivor Annuity Form of Benefit Charging Participants for Distributions October 2002PDF Message from the Firm When Do You Really Have to Deposit Employee Deferrals? The DOL's Enron Brief and 404(c) Increasing Contributions for Executives Voluntary Delinquent Filer Program Gets Face-Lift ESOP Transactions Closely Scrutinized October 2001PDF Message from the Firm EGTRRA: New Limits, New Opportunities New Rollover Rules Default IRA Rollovers Cross-Tested Plans: An Opportunity for Successful Businesses and Professional Firms Elimination of the Same Desk Rule New Legislation Increases Maximum Plan Contributions Opportunities for Employers That Sponsor Two Plans April 2001PDF Message from the Firm Department of Labor Clarifies Rules Regarding Payment of Plan Expenses Suggestions for Monitoring the Operation of Your Plans 401(k) Fiduciary Answers from the Department of Labor October 2000PDF Message from the Firm Revised Form 5500 and ERISA 404(c) Compliance Large Plans: The Cash Balance Controversy May Be Resolved All Plans: ERISA's Bonding Requirement Small Plans: DOL Proposes New Regulations for Plans with Illiquid Assets January 2000 PDF Message from the Firm Now is the Time to Monitor Your 401(k) Investment Options New Opportunities for Substantial Benefits for Key Officers and Partners Replacing Nonqualified Plan Benefits for Executives With Qualified Benefits August 1999 Message from the Firm 404(c) Protection For Personal Brokerage Accounts Embezzlement and Qualified Plan Benefits Now Is The Time To Review Your 401(k) Plan What Is a Cash Balance Plan and Why Are Employers Adopting Them in Ever Increasing Numbers? February 1999 Message from the Firm Contingent Workers and Tax-Qualified Retirement Plans Monitoring 401(k) Investment Options Safe Harbor 401(k) Plans 404(c) Compliance Tip: Beware the Blackout Period October 1998 Message from the Firm The IRS Approves 401(k) Negative Elections PWBA: A Look At 401(k) Plan Fees IRS Guidelines for Self-Audits and Corrections of Discovered Defects Practical Tip to a newsletter